North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Fri Jul 3, 2026 is estimated to be $542 Million, with a cash option of 242 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Fri Jul 3, 2026

Draw Date	Jackpot	Cash Option
Fri Jul 3, 2026	$542,000,000	$242,000,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$242,000,000
Federal Tax(24%)	$58,080,000
Additional Federal Tax	$31,420,330
State Tax(2.9%)	$7,018,000
Net Lumpsum Payment	$145,481,670

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$8,157,642	-$2,978,658 -$236,572	$4,942,412
2	$8,565,768	-$3,129,665 -$248,407	$5,187,696
3	$8,993,948	-$3,288,091 -$260,824	$5,445,033
4	$9,443,808	-$3,454,539 -$273,870	$5,715,399
5	$9,915,890	-$3,629,210 -$287,561	$5,999,119
6	$10,411,820	-$3,812,704 -$301,943	$6,297,173
7	$10,932,140	-$4,005,222 -$317,032	$6,609,886
8	$11,479,018	-$4,207,567 -$332,892	$6,938,559
9	$12,052,996	-$4,419,939 -$349,537	$7,283,520
10	$12,655,700	-$4,642,939 -$367,015	$7,645,746
11	$13,288,214	-$4,876,970 -$385,358	$8,025,886
12	$13,952,706	-$5,122,832 -$404,628	$8,425,246
13	$14,650,260	-$5,380,927 -$424,858	$8,844,475
14	$15,383,044	-$5,652,057 -$446,108	$9,284,879
15	$16,152,142	-$5,936,623 -$468,412	$9,747,107
16	$16,959,722	-$6,235,428 -$491,832	$10,232,462
17	$17,807,410	-$6,549,072 -$516,415	$10,741,923
18	$18,697,916	-$6,878,559 -$542,240	$11,277,117
19	$19,632,866	-$7,224,491 -$569,353	$11,839,022
20	$20,614,428	-$7,587,669 -$597,818	$12,428,941
21	$21,645,312	-$7,969,096 -$627,714	$13,048,502
22	$22,727,686	-$8,369,574 -$659,103	$13,699,009
23	$23,863,718	-$8,789,906 -$692,048	$14,381,764
24	$25,057,202	-$9,231,495 -$726,659	$15,099,048
25	$26,309,764	-$9,694,943 -$762,983	$15,851,838
26	$27,625,740	-$10,181,854 -$801,146	$16,642,740
27	$29,006,756	-$10,692,830 -$841,196	$17,472,730
28	$30,457,148	-$11,229,475 -$883,257	$18,344,416
29	$31,980,168	-$11,792,993 -$927,425	$19,259,750
30	$33,579,068	-$12,384,586 -$973,793	$20,220,689