North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Tue Feb 3, 2026 is estimated to be $323 Million, with a cash option of 145.7 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Tue Feb 3, 2026

Draw Date	Jackpot	Cash Option
Tue Feb 3, 2026	$323,000,000	$145,700,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$145,700,000
Federal Tax(24%)	$34,968,000
Additional Federal Tax	$18,901,330
State Tax(2.9%)	$4,225,300
Net Lumpsum Payment	$87,605,370

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$4,861,473	-$1,759,075 -$140,983	$2,961,415
2	$5,104,692	-$1,849,066 -$148,036	$3,107,590
3	$5,359,862	-$1,943,479 -$155,436	$3,260,947
4	$5,627,952	-$2,042,673 -$163,211	$3,422,068
5	$5,909,285	-$2,146,766 -$171,369	$3,591,150
6	$6,204,830	-$2,256,117 -$179,940	$3,768,773
7	$6,514,910	-$2,370,847 -$188,932	$3,955,131
8	$6,840,817	-$2,491,433 -$198,384	$4,151,000
9	$7,182,874	-$2,617,994 -$208,303	$4,356,577
10	$7,542,050	-$2,750,889 -$218,719	$4,572,442
11	$7,918,991	-$2,890,357 -$229,651	$4,798,983
12	$8,314,989	-$3,036,876 -$241,135	$5,036,978
13	$8,730,690	-$3,190,686 -$253,190	$5,286,814
14	$9,167,386	-$3,352,263 -$265,854	$5,549,269
15	$9,625,723	-$3,521,848 -$279,146	$5,824,729
16	$10,106,993	-$3,699,918 -$293,103	$6,113,972
17	$10,612,165	-$3,886,831 -$307,753	$6,417,581
18	$11,142,854	-$4,083,186 -$323,143	$6,736,525
19	$11,700,029	-$4,289,341 -$339,301	$7,071,387
20	$12,284,982	-$4,505,774 -$356,264	$7,422,944
21	$12,899,328	-$4,733,082 -$374,081	$7,792,165
22	$13,544,359	-$4,971,743 -$392,786	$8,179,830
23	$14,221,367	-$5,222,236 -$412,420	$8,586,711
24	$14,932,613	-$5,485,397 -$433,046	$9,014,170
25	$15,679,066	-$5,761,585 -$454,693	$9,462,788
26	$16,463,310	-$6,051,755 -$477,436	$9,934,119
27	$17,286,314	-$6,356,267 -$501,303	$10,428,744
28	$18,150,662	-$6,676,075 -$526,369	$10,948,218
29	$19,058,292	-$7,011,898 -$552,690	$11,493,704
30	$20,011,142	-$7,364,453 -$580,323	$12,066,366