North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Fri Oct 10, 2025 is estimated to be $575 Million, with a cash option of 264.6 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Fri Oct 10, 2025

Draw Date	Jackpot	Cash Option
Fri Oct 10, 2025	$575,000,000	$264,600,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$264,600,000
Federal Tax(24%)	$63,504,000
Additional Federal Tax	$34,358,330
State Tax(2.9%)	$7,673,400
Net Lumpsum Payment	$159,064,270

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$8,654,325	-$3,162,431 -$250,975	$5,240,919
2	$9,087,300	-$3,322,631 -$263,532	$5,501,137
3	$9,541,550	-$3,490,704 -$276,705	$5,774,141
4	$10,018,800	-$3,667,286 -$290,545	$6,060,969
5	$10,519,625	-$3,852,592 -$305,069	$6,361,964
6	$11,045,750	-$4,047,258 -$320,327	$6,678,165
7	$11,597,750	-$4,251,498 -$336,335	$7,009,917
8	$12,177,925	-$4,466,163 -$353,160	$7,358,602
9	$12,786,850	-$4,691,465 -$370,819	$7,724,566
10	$13,426,250	-$4,928,043 -$389,361	$8,108,846
11	$14,097,275	-$5,176,322 -$408,821	$8,512,132
12	$14,802,225	-$5,437,154 -$429,265	$8,935,806
13	$15,542,250	-$5,710,963 -$450,725	$9,380,562
14	$16,319,650	-$5,998,601 -$473,270	$9,847,779
15	$17,135,575	-$6,300,493 -$496,932	$10,338,150
16	$17,992,325	-$6,617,491 -$521,777	$10,853,057
17	$18,891,625	-$6,950,232 -$547,857	$11,393,536
18	$19,836,350	-$7,299,780 -$575,254	$11,961,316
19	$20,828,225	-$7,666,774 -$604,019	$12,557,432
20	$21,869,550	-$8,052,064 -$634,217	$13,183,269
21	$22,963,200	-$8,456,714 -$665,933	$13,840,553
22	$24,111,475	-$8,881,576 -$699,233	$14,530,666
23	$25,316,675	-$9,327,500 -$734,184	$15,254,991
24	$26,582,825	-$9,795,976 -$770,902	$16,015,947
25	$27,911,650	-$10,287,641 -$809,438	$16,814,571
26	$29,307,750	-$10,804,198 -$849,925	$17,653,627
27	$30,772,850	-$11,346,285 -$892,413	$18,534,152
28	$32,311,550	-$11,915,604 -$937,035	$19,458,911
29	$33,927,300	-$12,513,431 -$983,892	$20,429,977
30	$35,623,550	-$13,141,044 -$1,033,083	$21,449,423