North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Fri Jul 24, 2026 is estimated to be $743 Million, with a cash option of 323.4 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Fri Jul 24, 2026

Draw Date	Jackpot	Cash Option
Fri Jul 24, 2026	$743,000,000	$323,400,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$323,400,000
Federal Tax(24%)	$77,616,000
Additional Federal Tax	$42,002,330
State Tax(2.9%)	$9,378,600
Net Lumpsum Payment	$194,403,070

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$11,182,893	-$4,098,001 -$324,304	$6,760,588
2	$11,742,372	-$4,305,008 -$340,529	$7,096,835
3	$12,329,342	-$4,522,187 -$357,551	$7,449,604
4	$12,946,032	-$4,750,362 -$375,435	$7,820,235
5	$13,593,185	-$4,989,809 -$394,202	$8,209,174
6	$14,273,030	-$5,241,351 -$413,918	$8,617,761
7	$14,986,310	-$5,505,265 -$434,603	$9,046,442
8	$15,735,997	-$5,782,649 -$456,344	$9,497,004
9	$16,522,834	-$6,073,779 -$479,162	$9,969,893
10	$17,349,050	-$6,379,479 -$503,122	$10,466,449
11	$18,216,131	-$6,700,299 -$528,268	$10,987,564
12	$19,127,049	-$7,037,339 -$554,684	$11,535,026
13	$20,083,290	-$7,391,148 -$582,415	$12,109,727
14	$21,087,826	-$7,762,826 -$611,547	$12,713,453
15	$22,142,143	-$8,152,923 -$642,122	$13,347,098
16	$23,249,213	-$8,562,539 -$674,227	$14,012,447
17	$24,411,265	-$8,992,498 -$707,927	$14,710,840
18	$25,632,014	-$9,444,176 -$743,328	$15,444,510
19	$26,913,689	-$9,918,395 -$780,497	$16,214,797
20	$28,259,262	-$10,416,257 -$819,519	$17,023,486
21	$29,672,448	-$10,939,136 -$860,501	$17,872,811
22	$31,156,219	-$11,488,131 -$903,530	$18,764,558
23	$32,713,547	-$12,064,343 -$948,693	$19,700,511
24	$34,349,633	-$12,669,695 -$996,139	$20,683,799
25	$36,066,706	-$13,305,012 -$1,045,934	$21,715,760
26	$37,870,710	-$13,972,493 -$1,098,251	$22,799,966
27	$39,763,874	-$14,672,964 -$1,153,152	$23,937,758
28	$41,752,142	-$15,408,623 -$1,210,812	$25,132,707
29	$43,839,972	-$16,181,120 -$1,271,359	$26,387,493
30	$46,031,822	-$16,992,105 -$1,334,923	$27,704,794