North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Fri Jan 9, 2026 is estimated to be $199 Million, with a cash option of 90.5 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Fri Jan 9, 2026

Draw Date	Jackpot	Cash Option
Fri Jan 9, 2026	$199,000,000	$90,500,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$90,500,000
Federal Tax(24%)	$21,720,000
Additional Federal Tax	$11,725,330
State Tax(2.9%)	$2,624,500
Net Lumpsum Payment	$54,430,170

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$2,995,149	-$1,068,536 -$86,859	$1,839,754
2	$3,144,996	-$1,123,979 -$91,205	$1,929,812
3	$3,302,206	-$1,182,147 -$95,764	$2,024,295
4	$3,467,376	-$1,243,260 -$100,554	$2,123,562
5	$3,640,705	-$1,307,391 -$105,580	$2,227,734
6	$3,822,790	-$1,374,763 -$110,861	$2,337,166
7	$4,013,830	-$1,445,447 -$116,401	$2,451,982
8	$4,214,621	-$1,519,740 -$122,224	$2,572,657
9	$4,425,362	-$1,597,714 -$128,335	$2,699,313
10	$4,646,650	-$1,679,591 -$134,753	$2,832,306
11	$4,878,883	-$1,765,517 -$141,488	$2,971,878
12	$5,122,857	-$1,855,787 -$148,563	$3,118,507
13	$5,378,970	-$1,950,549 -$155,990	$3,272,431
14	$5,648,018	-$2,050,097 -$163,793	$3,434,128
15	$5,930,399	-$2,154,578 -$171,982	$3,603,839
16	$6,226,909	-$2,264,287 -$180,580	$3,782,042
17	$6,538,145	-$2,379,444 -$189,606	$3,969,095
18	$6,865,102	-$2,500,418 -$199,088	$4,165,596
19	$7,208,377	-$2,627,430 -$209,043	$4,371,904
20	$7,568,766	-$2,760,774 -$219,494	$4,588,498
21	$7,947,264	-$2,900,818 -$230,471	$4,815,975
22	$8,344,667	-$3,047,857 -$241,995	$5,054,815
23	$8,761,771	-$3,202,186 -$254,091	$5,305,494
24	$9,199,969	-$3,364,319 -$266,799	$5,568,851
25	$9,659,858	-$3,534,478 -$280,136	$5,845,244
26	$10,143,030	-$3,713,251 -$294,148	$6,135,631
27	$10,650,082	-$3,900,861 -$308,852	$6,440,369
28	$11,182,606	-$4,097,895 -$324,296	$6,760,415
29	$11,741,796	-$4,304,795 -$340,512	$7,096,489
30	$12,328,846	-$4,522,003 -$357,537	$7,449,306