North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Tue Oct 27, 2026 is estimated to be $443 Million, with a cash option of 186.5 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Tue Oct 27, 2026

Draw Date	Jackpot	Cash Option
Tue Oct 27, 2026	$443,000,000	$186,500,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$186,500,000
Federal Tax(24%)	$44,760,000
Additional Federal Tax	$24,205,330
State Tax(2.9%)	$5,408,500
Net Lumpsum Payment	$112,126,170

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$6,667,593	-$2,427,340 -$193,360	$4,046,893
2	$7,001,172	-$2,550,764 -$203,034	$4,247,374
3	$7,351,142	-$2,680,253 -$213,183	$4,457,706
4	$7,718,832	-$2,816,298 -$223,846	$4,678,688
5	$8,104,685	-$2,959,064 -$235,036	$4,910,585
6	$8,510,030	-$3,109,041 -$246,791	$5,154,198
7	$8,935,310	-$3,266,395 -$259,124	$5,409,791
8	$9,382,297	-$3,431,780 -$272,087	$5,678,430
9	$9,851,434	-$3,605,361 -$285,692	$5,960,381
10	$10,344,050	-$3,787,629 -$299,977	$6,256,444
11	$10,861,031	-$3,978,912 -$314,970	$6,567,149
12	$11,404,149	-$4,179,866 -$330,720	$6,893,563
13	$11,974,290	-$4,390,818 -$347,254	$7,236,218
14	$12,573,226	-$4,612,424 -$364,624	$7,596,178
15	$13,201,843	-$4,845,012 -$382,853	$7,973,978
16	$13,861,913	-$5,089,238 -$401,995	$8,370,680
17	$14,554,765	-$5,345,593 -$422,088	$8,787,084
18	$15,282,614	-$5,614,898 -$443,196	$9,224,520
19	$16,046,789	-$5,897,642 -$465,357	$9,683,790
20	$16,849,062	-$6,194,483 -$488,623	$10,165,956
21	$17,691,648	-$6,506,240 -$513,058	$10,672,350
22	$18,576,319	-$6,833,568 -$538,713	$11,204,038
23	$19,504,847	-$7,177,124 -$565,641	$11,762,082
24	$20,480,333	-$7,538,054 -$593,930	$12,348,349
25	$21,504,106	-$7,916,850 -$623,619	$12,963,637
26	$22,579,710	-$8,314,823 -$654,812	$13,610,075
27	$23,708,474	-$8,732,466 -$687,546	$14,288,462
28	$24,893,942	-$9,171,089 -$721,924	$15,000,929
29	$26,138,772	-$9,631,676 -$758,024	$15,749,072
30	$27,445,622	-$10,115,211 -$795,923	$16,534,488