Pennsylvania Lottery

PALottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Fri Oct 10, 2025 is estimated to be $575 Million, with a cash option of 264.6 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Pennsylvania, your state will take 3.07% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Pennsylvania MEGA Millions Jackpot/Cash Option for Fri Oct 10, 2025

Draw Date	Jackpot	Cash Option
Fri Oct 10, 2025	$575,000,000	$264,600,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$264,600,000
Federal Tax(24%)	$63,504,000
Additional Federal Tax	$34,358,330
State Tax(3.07%)	$8,123,220
Net Lumpsum Payment	$158,614,450

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$8,654,325	-$3,162,431 -$265,688	$5,226,206
2	$9,087,300	-$3,322,631 -$278,980	$5,485,689
3	$9,541,550	-$3,490,704 -$292,926	$5,757,920
4	$10,018,800	-$3,667,286 -$307,577	$6,043,937
5	$10,519,625	-$3,852,592 -$322,952	$6,344,081
6	$11,045,750	-$4,047,258 -$339,105	$6,659,387
7	$11,597,750	-$4,251,498 -$356,051	$6,990,201
8	$12,177,925	-$4,466,163 -$373,862	$7,337,900
9	$12,786,850	-$4,691,465 -$392,556	$7,702,829
10	$13,426,250	-$4,928,043 -$412,186	$8,086,021
11	$14,097,275	-$5,176,322 -$432,786	$8,488,167
12	$14,802,225	-$5,437,154 -$454,428	$8,910,643
13	$15,542,250	-$5,710,963 -$477,147	$9,354,140
14	$16,319,650	-$5,998,601 -$501,013	$9,820,036
15	$17,135,575	-$6,300,493 -$526,062	$10,309,020
16	$17,992,325	-$6,617,491 -$552,364	$10,822,470
17	$18,891,625	-$6,950,232 -$579,973	$11,361,420
18	$19,836,350	-$7,299,780 -$608,976	$11,927,594
19	$20,828,225	-$7,666,774 -$639,427	$12,522,024
20	$21,869,550	-$8,052,064 -$671,395	$13,146,091
21	$22,963,200	-$8,456,714 -$704,970	$13,801,516
22	$24,111,475	-$8,881,576 -$740,222	$14,489,677
23	$25,316,675	-$9,327,500 -$777,222	$15,211,953
24	$26,582,825	-$9,795,976 -$816,093	$15,970,756
25	$27,911,650	-$10,287,641 -$856,888	$16,767,121
26	$29,307,750	-$10,804,198 -$899,748	$17,603,804
27	$30,772,850	-$11,346,285 -$944,726	$18,481,839
28	$32,311,550	-$11,915,604 -$991,965	$19,403,981
29	$33,927,300	-$12,513,431 -$1,041,568	$20,372,301
30	$35,623,550	-$13,141,044 -$1,093,643	$21,388,863