Pennsylvania Lottery

PALottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Tue Nov 4, 2025 is estimated to be $800 Million, with a cash option of 371.7 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Pennsylvania, your state will take 3.07% of your lottery winnings.

Please note that the calculation of the MEGA Millions jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Pennsylvania MEGA Millions Jackpot/Cash Option for Tue Nov 4, 2025

Draw Date	Jackpot	Cash Option
Tue Nov 4, 2025	$800,000,000	$371,700,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$371,700,000
Federal Tax(24%)	$89,208,000
Additional Federal Tax	$48,281,330
State Tax(3.07%)	$11,411,190
Net Lumpsum Payment	$222,799,480

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$12,040,800	-$4,415,426 -$369,653	$7,255,721
2	$12,643,200	-$4,638,314 -$388,146	$7,616,740
3	$13,275,200	-$4,872,154 -$407,549	$7,995,497
4	$13,939,200	-$5,117,834 -$427,933	$8,393,433
5	$14,636,000	-$5,375,650 -$449,325	$8,811,025
6	$15,368,000	-$5,646,490 -$471,798	$9,249,712
7	$16,136,000	-$5,930,650 -$495,375	$9,709,975
8	$16,943,200	-$6,229,314 -$520,156	$10,193,730
9	$17,790,400	-$6,542,778 -$546,165	$10,701,457
10	$18,680,000	-$6,871,930 -$573,476	$11,234,594
11	$19,613,600	-$7,217,362 -$602,138	$11,794,100
12	$20,594,400	-$7,580,258 -$632,248	$12,381,894
13	$21,624,000	-$7,961,210 -$663,857	$12,998,933
14	$22,705,600	-$8,361,402 -$697,062	$13,647,136
15	$23,840,800	-$8,781,426 -$731,913	$14,327,461
16	$25,032,800	-$9,222,466 -$768,507	$15,041,827
17	$26,284,000	-$9,685,410 -$806,919	$15,791,671
18	$27,598,400	-$10,171,738 -$847,271	$16,579,391
19	$28,978,400	-$10,682,338 -$889,637	$17,406,425
20	$30,427,200	-$11,218,394 -$934,115	$18,274,691
21	$31,948,800	-$11,781,386 -$980,828	$19,186,586
22	$33,546,400	-$12,372,498 -$1,029,874	$20,144,028
23	$35,223,200	-$12,992,914 -$1,081,352	$21,148,934
24	$36,984,800	-$13,644,706 -$1,135,433	$22,204,661
25	$38,833,600	-$14,328,762 -$1,192,192	$23,312,646
26	$40,776,000	-$15,047,450 -$1,251,823	$24,476,727
27	$42,814,400	-$15,801,658 -$1,314,402	$25,698,340
28	$44,955,200	-$16,593,754 -$1,380,125	$26,981,321
29	$47,203,200	-$17,425,514 -$1,449,138	$28,328,548
30	$49,563,200	-$18,298,714 -$1,521,590	$29,742,896