Puerto Rico Lottery

PRLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Wed Jan 14, 2026 is estimated to be $156 Million, with a cash option of 70.5 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. The good news is that if you're a resident of Puerto Rico, you won't owe any state tax on your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Puerto Rico Powerball Jackpot/Cash Option for Wed Jan 14, 2026

Draw Date	Jackpot	Cash Option
Wed Jan 14, 2026	$156,000,000	$70,500,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$70,500,000
Federal Tax(24%)	$16,920,000
Additional Federal Tax	$9,125,330
State Tax(0%)	$0
Net Lumpsum Payment	$44,454,670

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$2,347,956	-$829,074 -$0	$1,518,882
2	$2,465,424	-$872,537 -$0	$1,592,887
3	$2,588,664	-$918,136 -$0	$1,670,528
4	$2,718,144	-$966,044 -$0	$1,752,100
5	$2,854,020	-$1,016,318 -$0	$1,837,702
6	$2,996,760	-$1,069,132 -$0	$1,927,628
7	$3,146,520	-$1,124,543 -$0	$2,021,977
8	$3,303,924	-$1,182,782 -$0	$2,121,142
9	$3,469,128	-$1,243,908 -$0	$2,225,220
10	$3,642,600	-$1,308,092 -$0	$2,334,508
11	$3,824,652	-$1,375,452 -$0	$2,449,200
12	$4,015,908	-$1,446,216 -$0	$2,569,692
13	$4,216,680	-$1,520,502 -$0	$2,696,178
14	$4,427,592	-$1,598,539 -$0	$2,829,053
15	$4,648,956	-$1,680,444 -$0	$2,968,512
16	$4,881,396	-$1,766,447 -$0	$3,114,949
17	$5,125,380	-$1,856,721 -$0	$3,268,659
18	$5,381,688	-$1,951,555 -$0	$3,430,133
19	$5,650,788	-$2,051,122 -$0	$3,599,666
20	$5,933,304	-$2,155,653 -$0	$3,777,651
21	$6,230,016	-$2,265,436 -$0	$3,964,580
22	$6,541,548	-$2,380,703 -$0	$4,160,845
23	$6,868,524	-$2,501,684 -$0	$4,366,840
24	$7,212,036	-$2,628,784 -$0	$4,583,252
25	$7,572,552	-$2,762,175 -$0	$4,810,377
26	$7,951,320	-$2,902,319 -$0	$5,049,001
27	$8,348,808	-$3,049,389 -$0	$5,299,419
28	$8,766,264	-$3,203,848 -$0	$5,562,416
29	$9,204,624	-$3,366,041 -$0	$5,838,583
30	$9,664,824	-$3,536,315 -$0	$6,128,509