North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Feb 16, 2026 is estimated to be $154 Million, with a cash option of 72.2 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Mon Feb 16, 2026

Draw Date	Jackpot	Cash Option
Mon Feb 16, 2026	$154,000,000	$72,200,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$72,200,000
Federal Tax(24%)	$17,328,000
Additional Federal Tax	$9,346,330
State Tax(2.9%)	$2,093,800
Net Lumpsum Payment	$43,431,870

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$2,317,854	-$817,936 -$67,218	$1,432,700
2	$2,433,816	-$860,842 -$70,581	$1,502,393
3	$2,555,476	-$905,857 -$74,109	$1,575,510
4	$2,683,296	-$953,150 -$77,816	$1,652,330
5	$2,817,430	-$1,002,779 -$81,705	$1,732,946
6	$2,958,340	-$1,054,916 -$85,792	$1,817,632
7	$3,106,180	-$1,109,617 -$90,079	$1,906,484
8	$3,261,566	-$1,167,110 -$94,585	$1,999,871
9	$3,424,652	-$1,227,452 -$99,315	$2,097,885
10	$3,595,900	-$1,290,813 -$104,281	$2,200,806
11	$3,775,618	-$1,357,309 -$109,493	$2,308,816
12	$3,964,422	-$1,427,167 -$114,968	$2,422,287
13	$4,162,620	-$1,500,500 -$120,716	$2,541,404
14	$4,370,828	-$1,577,537 -$126,754	$2,666,537
15	$4,589,354	-$1,658,391 -$133,091	$2,797,872
16	$4,818,814	-$1,743,292 -$139,746	$2,935,776
17	$5,059,670	-$1,832,408 -$146,730	$3,080,532
18	$5,312,692	-$1,926,026 -$154,068	$3,232,598
19	$5,578,342	-$2,024,317 -$161,772	$3,392,253
20	$5,857,236	-$2,127,508 -$169,860	$3,559,868
21	$6,150,144	-$2,235,884 -$178,354	$3,735,906
22	$6,457,682	-$2,349,673 -$187,273	$3,920,736
23	$6,780,466	-$2,469,103 -$196,634	$4,114,729
24	$7,119,574	-$2,594,573 -$206,468	$4,318,533
25	$7,475,468	-$2,726,254 -$216,789	$4,532,425
26	$7,849,380	-$2,864,601 -$227,632	$4,757,147
27	$8,241,772	-$3,009,786 -$239,011	$4,992,975
28	$8,653,876	-$3,162,265 -$250,962	$5,240,649
29	$9,086,616	-$3,322,378 -$263,512	$5,500,726
30	$9,540,916	-$3,490,469 -$276,687	$5,773,760