North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Sat Oct 11, 2025 is estimated to be $244 Million, with a cash option of 114.2 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Sat Oct 11, 2025

Draw Date	Jackpot	Cash Option
Sat Oct 11, 2025	$244,000,000	$114,200,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$114,200,000
Federal Tax(24%)	$27,408,000
Additional Federal Tax	$14,806,330
State Tax(2.9%)	$3,311,800
Net Lumpsum Payment	$68,673,870

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$3,672,444	-$1,319,135 -$106,501	$2,246,808
2	$3,856,176	-$1,387,116 -$111,829	$2,357,231
3	$4,048,936	-$1,458,437 -$117,419	$2,473,080
4	$4,251,456	-$1,533,369 -$123,292	$2,594,795
5	$4,463,980	-$1,612,003 -$129,455	$2,722,522
6	$4,687,240	-$1,694,609 -$135,930	$2,856,701
7	$4,921,480	-$1,781,278 -$142,723	$2,997,479
8	$5,167,676	-$1,872,371 -$149,863	$3,145,442
9	$5,426,072	-$1,967,977 -$157,356	$3,300,739
10	$5,697,400	-$2,068,368 -$165,225	$3,463,807
11	$5,982,148	-$2,173,725 -$173,482	$3,634,941
12	$6,281,292	-$2,284,408 -$182,157	$3,814,727
13	$6,595,320	-$2,400,599 -$191,264	$4,003,457
14	$6,925,208	-$2,522,657 -$200,831	$4,201,720
15	$7,271,444	-$2,650,765 -$210,872	$4,409,807
16	$7,635,004	-$2,785,282 -$221,415	$4,628,307
17	$8,016,620	-$2,926,480 -$232,482	$4,857,658
18	$8,417,512	-$3,074,810 -$244,108	$5,098,594
19	$8,838,412	-$3,230,543 -$256,314	$5,351,555
20	$9,280,296	-$3,394,040 -$269,129	$5,617,127
21	$9,744,384	-$3,565,752 -$282,587	$5,896,045
22	$10,231,652	-$3,746,042 -$296,718	$6,188,892
23	$10,743,076	-$3,935,269 -$311,549	$6,496,258
24	$11,280,364	-$4,134,065 -$327,131	$6,819,168
25	$11,844,248	-$4,342,702 -$343,483	$7,158,063
26	$12,436,680	-$4,561,902 -$360,664	$7,514,114
27	$13,058,392	-$4,791,935 -$378,693	$7,887,764
28	$13,711,336	-$5,033,525 -$397,629	$8,280,182
29	$14,396,976	-$5,287,212 -$417,512	$8,692,252
30	$15,116,776	-$5,553,538 -$438,387	$9,124,851