North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Wed Nov 5, 2025 is estimated to be $438 Million, with a cash option of 207 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Wed Nov 5, 2025

Draw Date	Jackpot	Cash Option
Wed Nov 5, 2025	$438,000,000	$207,000,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$207,000,000
Federal Tax(24%)	$49,680,000
Additional Federal Tax	$26,870,330
State Tax(2.9%)	$6,003,000
Net Lumpsum Payment	$124,446,670

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$6,592,338	-$2,399,495 -$191,178	$4,001,665
2	$6,922,152	-$2,521,527 -$200,742	$4,199,883
3	$7,268,172	-$2,649,554 -$210,777	$4,407,841
4	$7,631,712	-$2,784,064 -$221,320	$4,626,328
5	$8,013,210	-$2,925,218 -$232,383	$4,855,609
6	$8,413,980	-$3,073,503 -$244,005	$5,096,472
7	$8,834,460	-$3,229,081 -$256,199	$5,349,180
8	$9,276,402	-$3,392,599 -$269,016	$5,614,787
9	$9,740,244	-$3,564,221 -$282,467	$5,893,556
10	$10,227,300	-$3,744,431 -$296,592	$6,186,277
11	$10,738,446	-$3,933,555 -$311,415	$6,493,476
12	$11,275,434	-$4,132,241 -$326,988	$6,816,205
13	$11,839,140	-$4,340,812 -$343,335	$7,154,993
14	$12,431,316	-$4,559,917 -$360,508	$7,510,891
15	$13,052,838	-$4,789,880 -$378,532	$7,884,426
16	$13,705,458	-$5,031,350 -$397,458	$8,276,650
17	$14,390,490	-$5,284,812 -$417,324	$8,688,354
18	$15,110,124	-$5,551,076 -$438,194	$9,120,854
19	$15,865,674	-$5,830,630 -$460,105	$9,574,939
20	$16,658,892	-$6,124,120 -$483,108	$10,051,664
21	$17,491,968	-$6,432,359 -$507,267	$10,552,342
22	$18,366,654	-$6,755,992 -$532,633	$11,078,029
23	$19,284,702	-$7,095,670 -$559,256	$11,629,776
24	$20,249,178	-$7,452,526 -$587,226	$12,209,426
25	$21,261,396	-$7,827,047 -$616,580	$12,817,769
26	$22,324,860	-$8,220,529 -$647,421	$13,456,910
27	$23,440,884	-$8,633,457 -$679,786	$14,127,641
28	$24,612,972	-$9,067,130 -$713,776	$14,832,066
29	$25,843,752	-$9,522,519 -$749,469	$15,571,764
30	$27,135,852	-$10,000,596 -$786,940	$16,348,316