North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Wed Jan 14, 2026 is estimated to be $156 Million, with a cash option of 70.5 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Wed Jan 14, 2026

Draw Date	Jackpot	Cash Option
Wed Jan 14, 2026	$156,000,000	$70,500,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$70,500,000
Federal Tax(24%)	$16,920,000
Additional Federal Tax	$9,125,330
State Tax(2.9%)	$2,044,500
Net Lumpsum Payment	$42,410,170

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$2,347,956	-$829,074 -$68,091	$1,450,791
2	$2,465,424	-$872,537 -$71,497	$1,521,390
3	$2,588,664	-$918,136 -$75,071	$1,595,457
4	$2,718,144	-$966,044 -$78,826	$1,673,274
5	$2,854,020	-$1,016,318 -$82,767	$1,754,935
6	$2,996,760	-$1,069,132 -$86,906	$1,840,722
7	$3,146,520	-$1,124,543 -$91,249	$1,930,728
8	$3,303,924	-$1,182,782 -$95,814	$2,025,328
9	$3,469,128	-$1,243,908 -$100,605	$2,124,615
10	$3,642,600	-$1,308,092 -$105,635	$2,228,873
11	$3,824,652	-$1,375,452 -$110,915	$2,338,285
12	$4,015,908	-$1,446,216 -$116,461	$2,453,231
13	$4,216,680	-$1,520,502 -$122,284	$2,573,894
14	$4,427,592	-$1,598,539 -$128,400	$2,700,653
15	$4,648,956	-$1,680,444 -$134,820	$2,833,692
16	$4,881,396	-$1,766,447 -$141,560	$2,973,389
17	$5,125,380	-$1,856,721 -$148,636	$3,120,023
18	$5,381,688	-$1,951,555 -$156,069	$3,274,064
19	$5,650,788	-$2,051,122 -$163,873	$3,435,793
20	$5,933,304	-$2,155,653 -$172,066	$3,605,585
21	$6,230,016	-$2,265,436 -$180,670	$3,783,910
22	$6,541,548	-$2,380,703 -$189,705	$3,971,140
23	$6,868,524	-$2,501,684 -$199,187	$4,167,653
24	$7,212,036	-$2,628,784 -$209,149	$4,374,103
25	$7,572,552	-$2,762,175 -$219,604	$4,590,773
26	$7,951,320	-$2,902,319 -$230,588	$4,818,413
27	$8,348,808	-$3,049,389 -$242,115	$5,057,304
28	$8,766,264	-$3,203,848 -$254,222	$5,308,194
29	$9,204,624	-$3,366,041 -$266,934	$5,571,649
30	$9,664,824	-$3,536,315 -$280,280	$5,848,229