Pennsylvania Lottery

PALottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Sat Nov 22, 2025 is estimated to be $629 Million, with a cash option of 294.5 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Pennsylvania, your state will take 3.07% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Pennsylvania Powerball Jackpot/Cash Option for Sat Nov 22, 2025

Draw Date	Jackpot	Cash Option
Sat Nov 22, 2025	$629,000,000	$294,500,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$294,500,000
Federal Tax(24%)	$70,680,000
Additional Federal Tax	$38,245,330
State Tax(3.07%)	$9,041,150
Net Lumpsum Payment	$176,533,520

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$9,467,079	-$3,463,150 -$290,639	$5,713,290
2	$9,940,716	-$3,638,395 -$305,180	$5,997,141
3	$10,437,626	-$3,822,252 -$320,435	$6,294,939
4	$10,959,696	-$4,015,418 -$336,463	$6,607,815
5	$11,507,555	-$4,218,126 -$353,282	$6,936,147
6	$12,083,090	-$4,431,074 -$370,951	$7,281,065
7	$12,686,930	-$4,654,494 -$389,489	$7,642,947
8	$13,321,591	-$4,889,319 -$408,973	$8,023,299
9	$13,987,702	-$5,135,780 -$429,422	$8,422,500
10	$14,687,150	-$5,394,576 -$450,896	$8,841,678
11	$15,421,193	-$5,666,172 -$473,431	$9,281,590
12	$16,192,347	-$5,951,499 -$497,105	$9,743,743
13	$17,001,870	-$6,251,022 -$521,957	$10,228,891
14	$17,852,278	-$6,565,673 -$548,065	$10,738,540
15	$18,744,829	-$6,895,917 -$575,466	$11,273,446
16	$19,682,039	-$7,242,685 -$604,239	$11,835,115
17	$20,665,795	-$7,606,675 -$634,440	$12,424,680
18	$21,699,242	-$7,989,050 -$666,167	$13,044,025
19	$22,784,267	-$8,390,509 -$699,477	$13,694,281
20	$23,923,386	-$8,811,983 -$734,448	$14,376,955
21	$25,119,744	-$9,254,636 -$771,176	$15,093,932
22	$26,375,857	-$9,719,397 -$809,739	$15,846,721
23	$27,694,241	-$10,207,200 -$850,213	$16,636,828
24	$29,079,299	-$10,719,671 -$892,734	$17,466,894
25	$30,532,918	-$11,257,510 -$937,361	$18,338,047
26	$32,060,130	-$11,822,578 -$984,246	$19,253,306
27	$33,662,822	-$12,415,575 -$1,033,449	$20,213,798
28	$35,346,026	-$13,038,360 -$1,085,123	$21,222,543
29	$37,113,516	-$13,692,331 -$1,139,385	$22,281,800
30	$38,969,066	-$14,378,885 -$1,196,350	$23,393,831